Privacy Policy
Effective date: August 6, 2026
Apex Credit Solutions, Inc. ("Apex," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through our website at apexcreditsolutions.com (the "Site") and through our services, how we use it, and the choices you have. By using the Site or providing us your information, you agree to this Policy.
1. Information we collect
We collect information you provide directly to us, including when you request an assessment or consultation, contact us, or become a client:
- Contact information — such as your name, phone number, email address, and mailing address.
- Service-related information — details you choose to share about your financial or credit situation so we can evaluate how to help you.
- Communications — records of calls, emails, and text messages exchanged with us.
- Technical information — standard log data collected automatically when you visit the Site, such as IP address, browser type, and pages viewed.
2. How we use your information
- To respond to your assessment request and communicate with you about our services.
- To provide, administer, and improve our services.
- To send you service updates, appointment reminders, and information you request.
- To comply with legal obligations and protect our rights.
3. How we share information
We do not sell your personal information. We share information only:
- With service providers who help us operate our business (for example, website hosting, email delivery, and telephone/text messaging platforms), and only as needed to perform those services on our behalf;
- When required by law, subpoena, or other legal process;
- To protect the rights, property, or safety of Apex, our clients, or others; or
- With your consent or at your direction.
4. SMS / Text Messaging Policy
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except as necessary for our text messaging service providers to deliver messages on our behalf.
By providing your mobile phone number and opting in — for example, by checking the consent box on our assessment request form — you agree to receive text messages from Apex Credit Solutions related to your inquiry, appointments, and our services.
- Message frequency varies based on your interaction with us.
- Message and data rates may apply. Check with your mobile carrier for details.
- Opt out at any time by replying STOP to any message. After you send STOP, we will confirm your opt-out and send no further texts unless you re-subscribe.
- Need help? Reply HELP to any message, call us at (888) 445-9343, or email info@apexcreditsolutions.com.
- Consent to receive text messages is not a condition of purchasing any goods or services.
- Carriers are not liable for delayed or undelivered messages.
5. Data security and retention
We use reasonable administrative, technical, and physical safeguards designed to protect your information. We retain personal information only as long as needed for the purposes described in this Policy or as required by law. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Your choices and rights
- You may opt out of text messages at any time by replying STOP (see Section 4).
- You may unsubscribe from marketing emails using the link in any such email or by contacting us.
- You may request access to, correction of, or deletion of your personal information by contacting us at the address below. Depending on where you live, you may have additional rights under applicable law.
7. Children's privacy
Our Site and services are intended for adults and are not directed to anyone under 18. We do not knowingly collect personal information from children.
8. Third-party links
The Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites, and this Policy does not apply to them.
9. Changes to this Policy
We may update this Privacy Policy from time to time. The "Effective date" above shows when it was last revised. Your continued use of the Site after changes are posted means you accept the updated Policy.
10. Contact us
Apex Credit Solutions, Inc.
1281 Arthur Kill Road, Lower Level
Staten Island, New York 10312
T: (888) 445-9343 • P: (718) 701-2252
info@apexcreditsolutions.com